MARKET NEWS

April 15th, 2021

categories: BUYERS INFORMATION, MARKET NEWS, MONTANA STATE INFORMATION

Montana State Taxes 2020 – 2021* Montana State Taxes: Personal Income, Excise, Sales, Property, Corporate, Severance, Inheritance Taxes Montana Personal Income Tax* rate system is made up of seven individual brackets, from 1% to 6.9%. Montana’s top rate, 6.9%, is levied when a person’s income is beyond ~$14,900. In 2020, Montana ranked 26th, in 2019 Montana […]

March 9th, 2021

categories: BUYERS INFORMATION, MARKET NEWS, MONTANA CITIES, MONTANA STATE INFORMATION, SELLERS INFORMATION

Montana Real Estate Transfer Tax* Montana is one of 15 states that does NOT have a real estate transfer tax, but, instead, parties to a Montana real estate transaction must file a Realty Transfer Certificate, required by Montana law. Other states without realty transfer taxes: Alaska, (California†), Idaho, Indiana, Louisiana, Mississippi, Missouri, Kansas, North Dakota, […]

March 6th, 2021

categories: BUYERS INFORMATION, MARKET NEWS

Why Get Bozeman Home Mortgage Insurance?† When financing a Bozeman home, the advantages of (private) mortgage insurance (PMI) are not always evident to the borrower. Many prospective borrowers believe they should/must put at least 20% down (an 80% Loan-To-Value LTV ratio) on the home they are purchasing because they believe it’s imperative to avoid paying […]

February 11th, 2021

categories: BUYERS INFORMATION, MARKET NEWS

First-Time Bozeman Home Buyer? ‘Dreaming Of Purchasing Your Own Bozeman Home? Tired of shelling out rent for Bozeman homes, condos and townhomes, or apartments that don’t feel like yours? Take heart. Changing from renter to Bozeman homeowner may be easier than you think. I’m here to help you in your Bozeman real estate search. So, […]

February 9th, 2021

categories: BUYERS INFORMATION, MARKET NEWS, MONTANA STATE INFORMATION

Montana Veterans Loan, MT VA Loans* In lieu of conventional lending programs, there are many other, more flexible Veterans loan programs available to help those desiring to achieve Montana home ownership. Out of the many loan programs available, the Veterans Administration (VA), Federal Housing Administration (FHA), and United States Department of Agriculture (USDA) programs are […]

January 30th, 2021

categories: BOZEMAN REAL ESTATE, BUYERS INFORMATION, MARKET NEWS, MONTANA REAL ESTATE, SELLERS INFORMATION

2020 Bozeman Real Estate Forecast – Home Sales History Looking Back at 2020’s Housing Forecast – Want the 2023 Forecast? Don’t ignore Warren Buffett’s famous quote, “Forecasts may tell you a great deal about the forecaster; they tell you nothing about the future.” The big question, “What benefit can a ‘forecast’ do for my understanding […]

January 14th, 2021

categories: BUYERS INFORMATION, MARKET NEWS

Steps to A Successful Bozeman Home Mortgage Financing Experience† Going about the home loan and mortgage process properly can save you thousands of dollars. Take time to understand the system and make educated decisions. Whether it’s a loan to purchase a Bozeman home, refinance a previous loan, or even buy raw land, the financing/lending process […]

November 3rd, 2020

categories: MARKET NEWS, MONTANA HOMES FOR SALE

EXAMPLE: Off-Grid, Energy Efficient Montana Wind, Solar-Powered Home Montana energy efficient off-grid mountain home on a private setting and convenient to the amenities of a small city. Gorgeous fenced and gated mountain forest setting on 30 acres with Continental Divide mountain views. NOT FOR SALE This energy-efficient, wind and solar home, Montana green-energy home has […]

October 5th, 2020

categories: BUYERS INFORMATION, MARKET NEWS, SELLERS INFORMATION

Credit Terms Used In Bozeman Real Estate Transactions Have you ever wondered about the meaning of various credit terms? Amortization: Loan payments made during the term (period of time) of your loan. Amortization is also termed “debt reduction” because debt is reduced with each (monthly) payment. Annual Percentage Rate (APR): The total costs, expressed as […]

October 1st, 2020

categories: BUYERS INFORMATION, MARKET NEWS, MONTANA HOMES FOR SALE

Stop Paying Bozeman Rent. Buy a Home in Bozeman. ‘Ever wondered why the high rent in Bozeman? …allure, vitality, quality. Consider buying your own Bozeman home. Short on money? For many Bozeman renters, buying a first home seems like an impossible task. Renters often feel trapped in Bozeman’s expensive rental scene. Buying Your First Home: […]