VA Loans

June 13th, 2024

categories: BOZEMAN MONTANA, BUYERS INFORMATION, MARKET NEWS, MONTANA STATE INFORMATION

Bozeman Montana Housing Resources, Local To National Bozeman, Montana Housing Programs Available to Qualified Residents of Bozeman, Gallatin Valley, and Greater Montana. Dove Foundation The Dove Foundation Provides down payment and closing cost assistance to those approved for FHA or conventional loans. A mortgage lender must qualify borrowers for a loan. Family Promise of Gallatin […]

April 13th, 2022

categories: BUYERS INFORMATION, MARKET NEWS

Bozeman Home Mortgage Types To Consider† Mortgage Type 1: FRM – Fixed Rate Mortgage Financing The Fixed Rate Mortgage (FRM) almost died out but has made a strong comeback in light of the subprime meltdown of the mid-2000s. Fixed Rate loans offer fixed payments that only change when taxes or insurance coverage changes. A client […]

February 9th, 2021

categories: BUYERS INFORMATION, MARKET NEWS, MONTANA STATE INFORMATION

Montana Veterans Loan, MT VA Loans* In lieu of conventional lending programs, there are many other, more flexible Veterans loan programs available to help those desiring to achieve Montana home ownership. Out of the many loan programs available, the Veterans Administration (VA), Federal Housing Administration (FHA), and United States Department of Agriculture (USDA) programs are […]

September 7th, 2020

categories: BUYERS INFORMATION, MARKET NEWS

What are Bozeman Mortgage Loan Points aka, “Mortgage Points” or “Discount Points?” What Is A Point? One point (essentially prepaying interest) allows you to buy down 1% of the total of your Bozeman home mortgage loan. A one point buy-down on a $300,000 loan would cost you $3,000 at closing and would result in up […]